Privacy Policy

Our Commitment to Privacy

At Apex Equity, LLC ("Apex Equity," "we," "us," or "our"), we are committed to protecting your privacy and handling your personal information with care and transparency. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, platforms, and services.

1. Information We Collect

Personal Information: When you create an account, subscribe to our services, or contact us, we may collect:

• Name and contact information (email address, phone number)
• Employment information (federal agency, military branch, tribal affiliation)
• Account credentials and authentication information
• Payment and billing information (processed through secure third-party payment processors)
• Communication preferences and subscription settings

Financial Information: For our TSP strategies and educational services:

• TSP fund allocations (you provide this information voluntarily)
• Investment preferences and strategy selections
• Account performance data (if you choose to share it)

Usage Data: We automatically collect certain information when you use our services:

• IP address, browser type, and device information
• Pages visited, time spent on pages, and navigation patterns
• Referring URLs and search terms used to find our website
• Platform interaction data (features used, documents accessed)

2. How We Use Your Information

We use your information to:

• Provide and maintain our educational services and platforms
• Deliver TSP strategy alerts and financial education content
• Process your subscription and manage your account
• Respond to your inquiries and provide customer support
• Send important updates about our services and policy changes
• Improve our website, platforms, and educational content
• Analyze usage patterns to enhance user experience
• Comply with legal obligations and protect our rights

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party vendors who assist in operating our website, processing payments, or delivering services (e.g., email service providers, hosting services)
• Tribal Partners: If you access our services through a tribal partnership, we may share aggregated, anonymized data with tribal administrators for program evaluation purposes only
• Legal Requirements: When required by law, court order, or government regulation
• Business Transfers: In connection with a merger, acquisition, or sale of assets (with advance notice to users)
• Protection: When necessary to protect the rights, property, or safety of Apex Equity, our users, or others

4. Data Security

We implement industry-standard security measures to protect your personal information:

• Encryption of data in transit and at rest using SSL/TLS protocols
• Secure authentication and access controls
• Regular security audits and vulnerability assessments
• Limited employee access to personal data on a need-to-know basis
• Secure data centers with physical and digital safeguards

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Tribal Data Sovereignty

For tribal nation partners, we recognize and respect tribal data sovereignty:

• Tribal member data remains under the control of the respective tribal nation
• Tribes retain ownership of all member participation and outcome data
• Data sharing agreements are established with each tribal partner
• Aggregated data is provided only with tribal authorization
• Individual member data is never shared without explicit tribal consent

6. Your Privacy Rights

You have the right to:

• Access: Request a copy of the personal information we hold about you
• Correction: Request corrections to inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal retention requirements)
• Opt-Out: Unsubscribe from marketing communications at any time
• Data Portability: Request your data in a portable format
• Restriction: Request restriction of processing in certain circumstances

To exercise these rights, contact us at support@apexequity.net. We will respond within 30 days.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Remember your preferences and login information
• Analyze website traffic and user behavior
• Deliver personalized content and recommendations
• Improve website functionality and performance

You can control cookies through your browser settings. However, disabling cookies may affect your ability to use certain features of our services.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will delete it promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes by:

• Posting the updated policy on our website with a new "Last Updated" date
• Sending an email notification to registered users
• Displaying a prominent notice on our platform

Your continued use of our services after changes become effective constitutes acceptance of the updated policy.

11. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information (with certain exceptions)
• Right to opt-out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising your CCPA rights

12. International Users

Our services are primarily designed for users in the United States. If you access our services from outside the U.S., your information may be transferred to and processed in the United States, where privacy laws may differ from those in your jurisdiction.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Apex Equity, LLC
Email: support@apexequity.net
Subject Line: "Privacy Inquiry"

14. Disclaimer

Apex Equity, LLC provides financial education content and premium trade alerts for informational and educational purposes only. We are not licensed financial advisors, brokers, or fiduciaries. This Privacy Policy does not constitute financial, legal, or tax advice.